Term Life Insurance and What It Means For You


Written on January 26, 2010 – 8:27 pm | by Admin

There are many kinds of life insurance policies available to American’s, and term life insurance is for the most part considered the most affordable of all. Generally, a life insurance policy will pay money to the designated beneficiaries upon the insurer’s death. Some of the more popular kinds of life insurance are variable, whole, and term life. With a whole term or variable term, a percentage of the premium is held in an investment fund. With term life insurance, not one cent out of the premium is used for investment reasons. Basically, the insurance is paid for by the premiums with a term policy.

Term life policies are the most affordable form of life insurance, especially at the start. For

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How To Choose The Right Life Insurance Company


Written on January 19, 2010 – 12:01 pm | by Admin

It is natural and pretty normal for us to think about the well-being of our families. We do want to keep them safe, secure and protected from anything and everything that has the capacity to put them at a certain level of risk. This is the reason why we should know how to choose the right life insurance company to deal with when getting the coverage for our loved ones. After all, we only want the best for them.

Before actually choosing from the various insurance companies that offer life coverage, it is a smart move to empower the self by getting ample knowledge about the basics of life insurance.

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10 To-Do Items Before Eating at the Heart Attack Grill


Written on January 7, 2010 – 8:35 am | by Admin

There are some obvious preparations before eating at the Heart Attack Grill - You know…there are the no brainers like fasting for a week, wearing loose clothing, and making sure your insurance card is in your wallet.  But also be sure to complete these 10 to-do items before pounding down your next quadruple bypass burger.   

1.      Give your mother a dozen roses and tell her you love her.  Farewells to other friends and family would also be appropriate.

2.      Remember to take your blood pressure and/or cholesterol medication.  You won’t stand a chance without your Zocor!

3.      Bring a yak bucket and keep in your car for the ride home.  You never know.

4.      Get a complete physical done by your doctor along with labwork so your good health is well documented, which will give your family good grounds to sue when you stroke out.

5.      Make love on a train.  Smoke a cigar or cigarette after.  No sense in worrying about getting addicted.

6.      Write your will.  A trust would be even better because a will doesn’t avoid probate.

7.      Wear new pairs of socks and underwear.  You’ll impress the heck out of the nurses at the hospital.

8.      Skydive.  What have you got to lose?

9.      Make peace with God. (And don’t blow it by staring at the hot nurses at the Grill)

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